Is NewCo Capital Group a direct funder or a broker?

NewCo Capital Group is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.

What's the minimum revenue NewCo Capital Group will fund?

NewCo Capital Group's published floor is $100,000 in average monthly revenue, with 12 months minimum time in business. Credit score floor is 550+. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.

How fast can NewCo Capital Group fund?

NewCo Capital Group's public speed quote is Approval in 3 hours; funding in 24–48 hours. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.

Should I go directly to NewCo Capital Group or through a broker?

Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including NewCo Capital Group, with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.

NewCo Capital Group Review 2026 — Rates, Terms, Honest Verdict

Best for: A-paper restaurants and high-volume single-location merchants. Amount range: $5K – $500K. Speed: Approval in 3 hours; funding in 24–48 hours. Below: the rate card, the watch-out, alternatives we'd compare against, and the honest verdict.

TL;DR

NewCo Capital Group ranks #7 in our 2026 funder ranking. Best for multi-location restaurant groups, established high-volume merchants approaching sba-grade profiles. The strength: $2. The watch-out: $100K/mo revenue minimum excludes most independent single-location operators.

NewCo Capital Group rate card 2026

Category	MCA specialty
Best for	A-paper restaurants and high-volume single-location merchants
Amount range	$5K – $500K
Cost (factor / APR)	Factor competitive for A-paper; not publicly disclosed
Speed to fund	Approval in 3 hours; funding in 24–48 hours
Min time in business	12 months
Min monthly revenue	$100,000
Min credit score	550+

The strength — what NewCo Capital Group does better than anyone

$2.2B+ deployed across 55,000+ businesses. Strong A-paper underwriting at competitive terms. Fast approval.

The watch-out — what NewCo Capital Group doesn't put in marketing

$100K/mo revenue minimum excludes most independent single-location operators. Best for groups or high-volume merchants.

Who NewCo Capital Group is best for

Multi-location restaurant groups, established high-volume merchants approaching SBA-grade profiles.

Who shouldn't apply

Merchants with less than 12 months in business will get an automatic decline — try Accord (3 months) or Greenbox (6 months) instead. Single-location operators under $50K/mo are below the underwriting box — Greenbox or Credibly are better fits. As with any MCA decision, the cheapest money is the money you don't borrow — start with the calculator at /calculator to see if the deal you'd take from NewCo Capital Group actually makes sense.

How NewCo Capital Group compares to the rest of the top 10

Funder	Category	Cost	Speed
NewCo Capital Group (this funder)	MCA specialty	Factor competitive for A-paper; not publicly disclosed	Approval in 3 hours; funding in 24–48 hours
Credibly	MCA + multi-product	Factor 1.11+ (MCA); APR varies for term + LOC	As fast as 4 hours
Greenbox Capital	Multi-product	Factor varies; published up to 19% ISO commission	24 – 48 hours
Accord Business Funding	MCA specialty	Factor varies by paper grade (often 1.40+)	Next-day for approved files
Bluevine	LOC	APR 6.2% – 27%	1 – 3 business days
OnDeck	Term + LOC	Term APR 27%+; LOC APR 30%+	Same-day for approved files

What to ask NewCo Capital Group before signing

"What's the APR-equivalent on this deal?" A funder who can't or won't quote it has something to hide. Required disclosure in five states as of 2026.
"Is there a prepayment discount?" Some funders charge the full factor regardless of payoff speed. Get the discount in writing before you sign.
"What's the reconciliation policy if my revenue drops?" The best funders adjust the daily ACH downward when deposits drop. Many won't. Ask in writing.
"Will you stack on top of an existing position?" Stacking is one of the top reasons MCA merchants default. If a funder accepts second/third position freely, that's a yellow flag for the merchant.

Frequently asked questions

Is NewCo Capital Group a direct funder or a broker?: NewCo Capital Group is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.
What's the minimum revenue NewCo Capital Group will fund?: NewCo Capital Group's published floor is $100,000 in average monthly revenue, with 12 months minimum time in business. Credit score floor is 550+. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.
How fast can NewCo Capital Group fund?: NewCo Capital Group's public speed quote is Approval in 3 hours; funding in 24–48 hours. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.
Should I go directly to NewCo Capital Group or through a broker?: Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including NewCo Capital Group, with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.
What's NewCo Capital Group's biggest weakness vs alternatives?: $100K/mo revenue minimum excludes most independent single-location operators. Best for groups or high-volume merchants.

Head-to-head: NewCo Capital Group vs alternatives

Side-by-side comparisons with rate cards, use-case verdicts, and FAQs for picking between NewCo Capital Group and the closest alternatives in our 2026 ranking:

Head-to-head

NewCo Capital Group vs Credibly

See the comparison →