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How long has your business been operating?

Funders count from your business entity formation date or first bank deposit, whichever is more conservative.

• Less than 6 months

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  Most funders decline below this threshold

• 6 to 12 months

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  Workable for specialty MCA funders

• 1 to 2 years

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  Sweet spot for most funders

• More than 2 years

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  Opens up SBA + term loans