Press & media kit
For journalists and analysts.
Everything you need to write about Fundnode accurately. For interview requests or custom data on the MCA industry, email legal@fundnode.co.
One-line description
Fundnode is an AI-native referral platform that matches small businesses to the right funding partner — honest math, no broker games, transparent compensation.
Founding story
Fundnode was started in 2026 to address a structural trust problem in the US merchant cash advance industry. The category — about $20B in annual US volume — is dominated by brokers paid on commission for funded deals, creating a misalignment between merchant outcomes and broker incentives.
The founding insight: AI underwriting and scoring have advanced to the point where a small business owner can be matched to the right funder, with full math transparency (factor rate, daily payment, APR-equivalent), in under two minutes — without a human broker in the middle taking a cut for sending an email.
Fundnode launches in 2026 across Florida, Texas, and Georgia, with state-by-state expansion as commercial financing disclosure regimes solidify.
Founder
Keti, Founder & CEO
Background in software, consumer fintech, and small-business operations. Available for interviews on small-business funding, AI in lending, commercial financing disclosure regulation, and MCA industry economics.
Headshot, longer bio, and high-resolution brand assets available on request from legal@fundnode.co.
Fact sheet
Brand
Fundnode
Legal entity
Fundnode LLC
Founded
2026
Headquarters
United States (remote-first)
What it is
AI-native small-business funding referral platform
What it isn't
A lender, a bank, a broker of record
States served
Florida, Texas, Georgia (at launch)
Products compared
MCA, business line of credit, term loans, invoice factoring, SBA
Funder partners
Phase 1: affiliate-only; direct partnerships starting Phase 1.5
Pricing for merchants
Free — compensation comes from funding partners
Regulatory posture
Compliant with state commercial financing disclosure laws (CA, NY, VA, UT, TX); referral-only model
Quotable founder positions
On the broker trust problem
“The MCA industry's structural problem isn't bad actors. It's that commission-on-fund optimizes brokers for fund volume, not fund outcome. We're trying a different model — earn on outcomes, not just on funding.”
On AI in lending
“The interesting AI use case in lending isn't underwriting decisions — funders have been using AI for years. It's underwriting transparency. Show the merchant their probability, factor range, and APR-equivalent before they apply, not after they've signed.”
On the regulatory shift
“With California, New York, Virginia, Utah, and now Texas requiring APR-equivalent disclosure on commercial financing, more than half the US MCA market now operates under explicit transparency rules. That's the floor for where the rest of the country is heading.”
Brand assets
For logos, color palette, typography, screenshots of the qualification flow, and high-resolution founder photo, email legal@fundnode.co. Press kit ZIP available on request.
Brand color (primary accent): #D97757 (warm terracotta)
Typography: Fraunces (display serif, Google Fonts, free) + Inter (body sans) + JetBrains Mono (numerics)
Topics for which we provide expert commentary
- Merchant cash advance economics and the factor-rate-vs-APR distinction
- State commercial financing disclosure regimes (CCFPL, CFDL, SB 1280)
- Why MCA stacking causes most small business defaults
- AI matching and underwriting transparency in alternative lending
- Small-business funding access in restricted industries (cannabis, firearms, adult, etc.)
- Comparison of MCA, LOC, term loan, SBA, and invoice factoring for SMB capital needs
Press inquiries
Get in touch.
For interview requests, custom data on MCA industry economics, or to verify quoted material — email below. Typical response: 24 hours on business days.
legal@fundnode.co →