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Funder comparison · 2026

Bankers Healthcare Group (BHG) vs Lendeavor (now Provide) — who wins for what.

Both fund small businesses. They solve different problems. Here's the honest side-by-side, then five use-case verdicts so you don't have to guess.

By Fundnode Editorial7 min read

The specs

Bankers Healthcare Group (BHG)Lendeavor (now Provide)
Product typeTermTerm
Amount range$20K – $500K (professional loans); up to $200K credit cards$25K – $7M (practice loans)
Cost (factor / APR)APR 9 – 25% (term loans); business credit cards separateAPR 6.99 – 12.99% (varies by license + credit + deal type)
Speed to fund3 – 7 business days after document review5 – 10 business days for working capital; 30+ days for acquisitions
Min time in business24 months12 months
Min monthly revenuePractice / professional income basis — not monthly revenuePractice income basis; no transactional revenue minimum
Min credit score700+680+
Products
  • Professional term loans
  • Practice acquisition loans
  • Business credit cards
  • Patient financing
  • Practice acquisition loans
  • Working capital
  • Practice expansion
  • Equipment financing
  • Commercial real estate (CRE) for practices

Verdicts by use case

  • Non-healthcare licensed professional (attorney, CPA) — Winner: Bankers Healthcare Group (BHG). BHG funds attorneys, CPAs, optometrists, and other licensed professionals. Lendeavor / Provide is healthcare-only (dentists, vets, optometrists, physicians).
  • Dental or veterinary practice acquisition — Winner: Lendeavor (now Provide). Lendeavor / Provide built specifically for dental and vet practice acquisitions with sharper underwriting and (often) lower APR than BHG for clean files in those categories.
  • Cheapest APR for a qualifying borrower — Winner: Lendeavor (now Provide). Lendeavor / Provide's healthcare-only APR range (6.99 – 12.99%) typically lands below BHG's broader professional range (9 – 25%) for equivalent borrowers.
  • Working capital (not acquisition) — Winner: Bankers Healthcare Group (BHG). BHG's working-capital term loan is faster (3 – 7 days) and more flexible. Lendeavor / Provide's working capital product exists but is post-acquisition primary; standalone working capital is slower.
  • Business credit card alongside loan — Winner: Bankers Healthcare Group (BHG). BHG offers a dedicated professional credit card alongside its term loans. Lendeavor / Provide doesn't have a comparable card product.

The honest takeaway

Bankers Healthcare Group (BHG) and Lendeavor (now Provide) solve overlapping but distinct problems. The right choice depends on three things you already know about your business: how fast you need the money, how long you've been operating, and whether the capital need is one-time or recurring.

Frequently asked questions

What's the difference between Lendeavor and Provide?
Same company. Lendeavor rebranded to Provide ~2020, then was acquired by Fifth Third Bank in 2021. The underwriting team and product lineage are continuous; the name and parent bank changed.
I'm a physician opening a practice — which one?
Get quotes from both. Lendeavor / Provide will usually offer a tighter APR on practice-acquisition deals; BHG may match if you bundle a working capital loan or credit card. Don't take the first offer — both shops will sharpen pricing for a credible competing quote.
Will either one fund a non-clinical professional service business?
BHG yes (attorneys, CPAs, financial advisors). Lendeavor / Provide no — healthcare only. If you're a non-healthcare professional, BHG is the only direct option in this pair.