Fundnode Research
Snapshots, structured data, and methodology — published with the same transparency that drives the rest of Fundnode. All reports are CC BY 4.0. Cite freely with attribution.
For journalists, researchers, and analysts: hello@fundnode.co.
2026-06-27
Comprehensive 50-state rollup of US commercial financing disclosure laws as of June 2026. Per-state thresholds, effective dates, APR-equivalent formulas, civil penalties, registration requirements. Compliance scorecard for the top 20 MCA funders plus practical guidance for merchants in non-covered states.
2026-06-27
Quarterly snapshot of US merchant cash advance pricing for April through June 2026. Factor rate movements across the top 20 funders, paper-grade distribution shifts, geographic concentration of new originations, ISO commission trends, and the M&A, rebrand, and regulatory news that reshaped the quarter.
2026-06-12
Cross-clause analysis of 50+ MCA contracts reviewed via merchant-supplied agreements. COJ prevalence by funder tier, attorney's fees structures, choice-of-law patterns, anti-stacking variations, and the 6 contract red flags that predict default outcomes.
2026-06-08
First-half 2026 analysis of 17 active US merchant cash advance funders. Paper-grade distributions, factor rate ranges by tier, ISO commission economics, regulatory disclosure landscape, and the structural shifts driving 2026 deal flow.
All research draws on Fundnode's continuously-updated funder database, accessible programmatically at fundnode.co/api/v1 and as canonical reference at /reference/mca-pricing-2026.