TL;DR
Par Funding (Complete Business Solutions Group) ranks #77 in our 2026 funder ranking. Best for educational/historical reference only. active merchants should pursue any of the legitimate funders above (rank 1-76). The strength: Historically significant MCA originator (originated $600M+ before 2020). The watch-out: Founders convicted of fraud (2024); company in court-appointed receivership.
Par Funding (Complete Business Solutions Group) rate card 2026
| Category | MCA specialty |
| Best for | Historical MCA reference — now in receivership |
| Amount range | (No new origination) |
| Cost (factor / APR) | (Historical 1.30 – 1.55+) |
| Speed to fund | (No longer originating) |
| Min time in business | 0 months |
| Min monthly revenue | Historical |
| Min credit score | Historical 500+ |
The strength — what Par Funding (Complete Business Solutions Group) does better than anyone
Historically significant MCA originator (originated $600M+ before 2020). Reference point for how aggressive MCA originators have been disciplined under SEC and federal investigation.
The watch-out — what Par Funding (Complete Business Solutions Group) doesn't put in marketing
Founders convicted of fraud (2024); company in court-appointed receivership. Do NOT seek new origination from Par Funding — listed here as historical reference and to warn against secondary brokers fraudulently representing the brand.
Who Par Funding (Complete Business Solutions Group) is best for
Educational/historical reference only. Active merchants should pursue any of the legitimate funders above (rank 1-76).
Who shouldn't apply
Merchants ranking solidly above Par Funding (Complete Business Solutions Group)'s box may want to apply to OnDeck or Credibly first for cheaper money. Established multi-location operators may get better terms at OnDeck or NewCo Capital Group. As with any MCA decision, the cheapest money is the money you don't borrow — start with the calculator at /calculator to see if the deal you'd take from Par Funding (Complete Business Solutions Group) actually makes sense.
How Par Funding (Complete Business Solutions Group) compares to the rest of the top 10
| Funder | Category | Cost | Speed |
|---|---|---|---|
| Par Funding (Complete Business Solutions Group) (this funder) | MCA specialty | (Historical 1.30 – 1.55+) | (No longer originating) |
| Credibly | MCA + multi-product | Factor 1.11+ (MCA); APR varies for term + LOC | As fast as 4 hours |
| Greenbox Capital | Multi-product | Factor varies; published up to 19% ISO commission | 24 – 48 hours |
| Accord Business Funding | MCA specialty | Factor varies by paper grade (often 1.40+) | Next-day for approved files |
| Bluevine | LOC | APR 6.2% – 27% | 1 – 3 business days |
| OnDeck | Term + LOC | Term APR 27%+; LOC APR 30%+ | Same-day for approved files |
What to ask Par Funding (Complete Business Solutions Group) before signing
- "What's the APR-equivalent on this deal?" A funder who can't or won't quote it has something to hide. Required disclosure in five states as of 2026.
- "Is there a prepayment discount?" Some funders charge the full factor regardless of payoff speed. Get the discount in writing before you sign.
- "What's the reconciliation policy if my revenue drops?" The best funders adjust the daily ACH downward when deposits drop. Many won't. Ask in writing.
- "Will you stack on top of an existing position?" Stacking is one of the top reasons MCA merchants default. If a funder accepts second/third position freely, that's a yellow flag for the merchant.
Frequently asked questions
- Is Par Funding (Complete Business Solutions Group) a direct funder or a broker?
- Par Funding (Complete Business Solutions Group) is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.
- What's the minimum revenue Par Funding (Complete Business Solutions Group) will fund?
- Par Funding (Complete Business Solutions Group)'s published floor is Historical in average monthly revenue, with 0 months minimum time in business. Credit score floor is Historical 500+. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.
- How fast can Par Funding (Complete Business Solutions Group) fund?
- Par Funding (Complete Business Solutions Group)'s public speed quote is (No longer originating). In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.
- Should I go directly to Par Funding (Complete Business Solutions Group) or through a broker?
- Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including Par Funding (Complete Business Solutions Group), with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.
- What's Par Funding (Complete Business Solutions Group)'s biggest weakness vs alternatives?
- Founders convicted of fraud (2024); company in court-appointed receivership. Do NOT seek new origination from Par Funding — listed here as historical reference and to warn against secondary brokers fraudulently representing the brand.
Related reading
- The full 2026 ranking of 10 MCA funders — where Par Funding (Complete Business Solutions Group) sits and why.
- How factor rates actually work — the math behind (Historical 1.30 – 1.55+).
- How to qualify for an MCA in 2026 — the 7 things underwriters check.
- Take the fundability quiz — find your tier in 2 minutes.