Is Lendeavor (Provide) a direct funder or a broker?

Lendeavor (Provide) is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.

What's the minimum revenue Lendeavor (Provide) will fund?

Lendeavor (Provide)'s published floor is $10,000+ in average monthly revenue, with 12 months minimum time in business. Credit score floor is 650+. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.

How fast can Lendeavor (Provide) fund?

Lendeavor (Provide)'s public speed quote is Funding in 5 – 20 days. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.

Should I go directly to Lendeavor (Provide) or through a broker?

Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including Lendeavor (Provide), with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.

Lendeavor (Provide) Review 2026 — Rates, Terms, Honest Verdict

Best for: Dental + veterinary practice financing. Amount range: $25,000 – $5,000,000. Speed: Funding in 5 – 20 days. Below: the rate card, the watch-out, alternatives we'd compare against, and the honest verdict.

TL;DR

Lendeavor (Provide) ranks #70 in our 2026 funder ranking. Best for licensed dentists and veterinarians (650+ credit, 12+ months in practice) wanting practice acquisition or equipment financing with industry-specific underwriting. The strength: Specialized in dental and veterinary practice financing — practice acquisition, equipment, working capital, real estate. The watch-out: Dental/vet-only — not for other healthcare verticals.

Lendeavor (Provide) rate card 2026

Category	Specialty vertical
Best for	Dental + veterinary practice financing
Amount range	$25,000 – $5,000,000
Cost (factor / APR)	APR 6 – 14% (practice acquisition); 8 – 18% (working capital)
Speed to fund	Funding in 5 – 20 days
Min time in business	12 months
Min monthly revenue	$10,000+
Min credit score	650+

The strength — what Lendeavor (Provide) does better than anyone

Specialized in dental and veterinary practice financing — practice acquisition, equipment, working capital, real estate. Now operating as 'Provide.' Doctor-specific underwriting models. Faster than SBA for similar use cases.

The watch-out — what Lendeavor (Provide) doesn't put in marketing

Dental/vet-only — not for other healthcare verticals. Best terms require professional credentials (DDS, DMD, DVM) and clean credit.

Who Lendeavor (Provide) is best for

Licensed dentists and veterinarians (650+ credit, 12+ months in practice) wanting practice acquisition or equipment financing with industry-specific underwriting.

Who shouldn't apply

Merchants with less than 12 months in business will get an automatic decline — try Accord (3 months) or Greenbox (6 months) instead. Established multi-location operators may get better terms at OnDeck or NewCo Capital Group. As with any MCA decision, the cheapest money is the money you don't borrow — start with the calculator at /calculator to see if the deal you'd take from Lendeavor (Provide) actually makes sense.

How Lendeavor (Provide) compares to the rest of the top 10

Funder	Category	Cost	Speed
Lendeavor (Provide) (this funder)	Specialty vertical	APR 6 – 14% (practice acquisition); 8 – 18% (working capital)	Funding in 5 – 20 days
Credibly	MCA + multi-product	Factor 1.11+ (MCA); APR varies for term + LOC	As fast as 4 hours
Greenbox Capital	Multi-product	Factor varies; published up to 19% ISO commission	24 – 48 hours
Accord Business Funding	MCA specialty	Factor varies by paper grade (often 1.40+)	Next-day for approved files
Bluevine	LOC	APR 6.2% – 27%	1 – 3 business days
OnDeck	Term + LOC	Term APR 27%+; LOC APR 30%+	Same-day for approved files

What to ask Lendeavor (Provide) before signing

"What's the APR-equivalent on this deal?" A funder who can't or won't quote it has something to hide. Required disclosure in five states as of 2026.
"Is there a prepayment discount?" Some funders charge the full factor regardless of payoff speed. Get the discount in writing before you sign.
"What's the reconciliation policy if my revenue drops?" The best funders adjust the daily ACH downward when deposits drop. Many won't. Ask in writing.
"Will you stack on top of an existing position?" Stacking is one of the top reasons MCA merchants default. If a funder accepts second/third position freely, that's a yellow flag for the merchant.

Frequently asked questions

Is Lendeavor (Provide) a direct funder or a broker?: Lendeavor (Provide) is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.
What's the minimum revenue Lendeavor (Provide) will fund?: Lendeavor (Provide)'s published floor is $10,000+ in average monthly revenue, with 12 months minimum time in business. Credit score floor is 650+. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.
How fast can Lendeavor (Provide) fund?: Lendeavor (Provide)'s public speed quote is Funding in 5 – 20 days. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.
Should I go directly to Lendeavor (Provide) or through a broker?: Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including Lendeavor (Provide), with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.
What's Lendeavor (Provide)'s biggest weakness vs alternatives?: Dental/vet-only — not for other healthcare verticals. Best terms require professional credentials (DDS, DMD, DVM) and clean credit.

Lendeavor (Provide) — honest 2026 review.