Is Greenvest Funding a direct funder or a broker?

Greenvest Funding is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.

What's the minimum revenue Greenvest Funding will fund?

Greenvest Funding's published floor is $100,000 in average monthly revenue, with 24 months minimum time in business. Credit score floor is Underwriting bar matches deal size. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.

How fast can Greenvest Funding fund?

Greenvest Funding's public speed quote is Same-day disbursement available. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.

Should I go directly to Greenvest Funding or through a broker?

Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including Greenvest Funding, with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.

Greenvest Funding Review 2026 — Rates, Terms, Honest Verdict

Best for: Larger-ticket deals with broker protections. Amount range: $100K – $5M. Speed: Same-day disbursement available. Below: the rate card, the watch-out, alternatives we'd compare against, and the honest verdict.

TL;DR

Greenvest Funding ranks #9 in our 2026 funder ranking. Best for multi-location operators, franchisees, businesses raising $200k+ growth capital. The strength: Largest deal sizes in our list ($100K–$5M). The watch-out: $100K floor excludes small operators.

Greenvest Funding rate card 2026

Category	MCA specialty
Best for	Larger-ticket deals with broker protections
Amount range	$100K – $5M
Cost (factor / APR)	Factor varies; large-ticket pricing
Speed to fund	Same-day disbursement available
Min time in business	24 months
Min monthly revenue	$100,000
Min credit score	Underwriting bar matches deal size

The strength — what Greenvest Funding does better than anyone

Largest deal sizes in our list ($100K–$5M). Contractual no-backdooring guarantee for brokers — written non-circumvention clauses. Same-day disbursement on approved deals.

The watch-out — what Greenvest Funding doesn't put in marketing

$100K floor excludes small operators. Underwriting bar is high. Less suitable for typical small-business MCA needs.

Who Greenvest Funding is best for

Multi-location operators, franchisees, businesses raising $200K+ growth capital.

Who shouldn't apply

Merchants with less than 24 months in business will get an automatic decline — try Accord (3 months) or Greenbox (6 months) instead. Single-location operators under $50K/mo are below the underwriting box — Greenbox or Credibly are better fits. As with any MCA decision, the cheapest money is the money you don't borrow — start with the calculator at /calculator to see if the deal you'd take from Greenvest Funding actually makes sense.

How Greenvest Funding compares to the rest of the top 10

Funder	Category	Cost	Speed
Greenvest Funding (this funder)	MCA specialty	Factor varies; large-ticket pricing	Same-day disbursement available
Credibly	MCA + multi-product	Factor 1.11+ (MCA); APR varies for term + LOC	As fast as 4 hours
Greenbox Capital	Multi-product	Factor varies; published up to 19% ISO commission	24 – 48 hours
Accord Business Funding	MCA specialty	Factor varies by paper grade (often 1.40+)	Next-day for approved files
Bluevine	LOC	APR 6.2% – 27%	1 – 3 business days
OnDeck	Term + LOC	Term APR 27%+; LOC APR 30%+	Same-day for approved files

What to ask Greenvest Funding before signing

"What's the APR-equivalent on this deal?" A funder who can't or won't quote it has something to hide. Required disclosure in five states as of 2026.
"Is there a prepayment discount?" Some funders charge the full factor regardless of payoff speed. Get the discount in writing before you sign.
"What's the reconciliation policy if my revenue drops?" The best funders adjust the daily ACH downward when deposits drop. Many won't. Ask in writing.
"Will you stack on top of an existing position?" Stacking is one of the top reasons MCA merchants default. If a funder accepts second/third position freely, that's a yellow flag for the merchant.

Frequently asked questions

Is Greenvest Funding a direct funder or a broker?: Greenvest Funding is a direct funder — they underwrite and deploy capital from their own balance sheet (or institutional credit facility), not by routing your file to other lenders. This matters because direct funders are accountable for the terms they quote.
What's the minimum revenue Greenvest Funding will fund?: Greenvest Funding's published floor is $100,000 in average monthly revenue, with 24 months minimum time in business. Credit score floor is Underwriting bar matches deal size. These are box minimums — actual approval requires bank statements showing consistent daily deposits and acceptable NSF history.
How fast can Greenvest Funding fund?: Greenvest Funding's public speed quote is Same-day disbursement available. In practice, clean files (consistent revenue, no NSFs, no second position) fund at the fast end of that range. Files needing additional documentation, second-position deals, or larger amounts ($250K+) take longer.
Should I go directly to Greenvest Funding or through a broker?: Going direct gets you a single quote with no broker commission baked into the factor rate. Going through a broker (like Fundnode) gets you scored against multiple funders, including Greenvest Funding, with full disclosure of how we earn. There's no universal right answer — but if you only want one quote, going direct saves the broker's cut.
What's Greenvest Funding's biggest weakness vs alternatives?: $100K floor excludes small operators. Underwriting bar is high. Less suitable for typical small-business MCA needs.

Greenvest Funding — honest 2026 review.