Quick answer
Greenbox Capital's published minimums are 6 months in business, $15,000 in average monthly revenue, and 500+ FICO. They accept lower credit than most competitors and fund many industries others avoid. Documents needed: 3-6 months bank statements, voided business check, driver's license, and EIN. Approval in 24-48 hours.
Full answer
Greenbox Capital's published underwriting box: minimum 6 months operating, $15,000 average monthly revenue, and 500+ FICO credit score. The 500 credit floor is notably lower than most competitors (Credibly/OnDeck typically require 550+), making Greenbox a viable option for credit-recovering merchants.
Industry acceptance: Greenbox funds many industries other generalist MCAs avoid — including trucking, construction, automotive, and personal services. They specifically don't have hard exclusions on most service businesses.
Documents required: 3-6 months of business bank statements (most important — they want to see consistent daily deposits), voided business check, driver's license for the majority owner, and the business EIN. Optional but helpful: POS or accounting platform export for industries with that data (restaurants, retail).
Approval timeline: clean files (no NSFs, no current MCAs, consistent revenue) approve in 4-24 hours. Files needing extra documentation or those with existing MCA positions take 1-3 business days. Funding follows approval by another 24-48 hours via ACH.
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Methodology. Fundnode is an independent funding-platform that scores merchants against our 100-funder database. We earn referral fees from funders when merchants apply via Fundnode. Editorial rankings and answers are independent of fee structure. Updated 2026-06-25.